Business Loans

Understanding that Business is Personal

As a privately owned company, we appreciate the critical role financing plays in any business' success. Our relationship managers work with you personally, drawing from their years of experience to make sure even your most complex matters are handled in a straightforward manner. We take the time to get to know you and learn what your business needs are today and for the future.

And we don’t stop there. As a local company, our process is streamlined and smooth. Our decisions are made right here in West Michigan.


Lines of Credit To finance short-term business needs, such as growth in accounts receivable and inventory, or for extra liquidity to meet seasonal cash flow needs. We offer a flexible repayment plan based on the business' cash flow.

Term Loans Financing for the purchase of long-term assets, such as equipment and machinery. Interest rates can be fixed or floating, and the repayment plan will be designed based on the item financed and the cash flow of the business.

SBA / USDA Loans

Whether you’re just getting started or already well-established, Business Resource Loans can help your company reach its goals.

With our SBA Preferred Lender Status or through USDA Business Loans, we can help your business take advantage of traditional government-sponsored lending programs to provide expedient, creative financing solutions. Our expertise at managing the process saves you time.

Commercial Mortgages Looking to purchase, construct, renovate, or add to property used for commercial, retail, industrial, or multi-family purposes? We offer a variety of fixed or variable rate options with SBA financing available.

Letters of Credit To facilitate business trade, we offer standby or performance letters of credit, and irrevocable letters for bonding and Industrial Revenue Bonds (IRBs).

Equipment Finance Lakeland Equipment Finance, a division of The Bank of Holland, provides financing to help you get the equipment you need to grow your business without depleting your cash reserves. Lakeland Equipment Finance can help with all your equipment needs, from computers and office equipment to industrial machinery.