Founder and Chair – LMFC
Vice Chair – LMFC
President and CEO – LMFC
President & CEO – The Bank of Holland
SVP of Shared Services - LMFC

Hear from the founder of Lake Michigan Financial Corporation, Rich Lievense, and his insight on what this blog encompasses.

We are all watching, with increasing frustration, the inability of our elected officials in Washington to establish appropriate public economic policy.  I thought you might find some of the changes that Germany has implemented over the last ten years interesting and reflective of some ideas that might work for the United States. 

Read "The German Example" from The New York Times.

I have written extensively about the financial crisis and the regulation enacted as a result.  I believe the regulation will generally be ineffective in presenting this sort of risky behavior in the future.  Unfortunately, it takes legal action against leading figures in the crisis to bring home the personal consequences of this type of behavior. 

Read "In Financial Crisis, No Prosecutions of Top Figures" from The New York Times.



With their States deeply in debt and experiencing revenue challenges, most governors will have to either raise taxes, cut expenses, or both.  Some believe a recession is a poor time for these solutions but changes will need to be made in order to deal with these structural fiscal issues.  This article discusses the politics behind this challenging situation.

Read "Dire States" from The Atlantic.

We all believe things have changed over the last few years.  Take quick look at the charts in the below article to see how. 

Read "How the Recession Changed Us" from The Atlantic.

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