Founder and Chair – LMFC
Vice Chair – LMFC
President and CEO – LMFC
President & CEO – The Bank of Holland
SVP of Shared Services - LMFC

Hear from the founder of Lake Michigan Financial Corporation, Rich Lievense, and his insight on what this blog encompasses.

Regular readers of this blog have followed our thoughts on Europe, China, the US economy  and the demographic issues facing each country in the coming decades.  This article reminds of a significant advantage our country will exhibit in the future. 

Read "Whose Economy Has It Worst?" from The Wall Street Journal.

As a young artillery captain  in the Revolutionary War, Alexander Hamilton learned a crucial lesson:  Good Credit, based on the power to tax, is essential to a nation’s security.  As the first U.S. Treasury Secretary, he built America’s fiscal policy on that principal.  We are listening to calls for lower taxes and maintenance of defense, social security, and Medicare expenditures.  The basic credit-worthiness of the country hangs in the balance. 

The article "Debt and Dumb" from Vanity Fair provides a historical perspective to our current state of affairs. 


The recent recession and slow recovery have often been compared to the decade of the 1930’s.  This article reminds us that while the 30’s were one of the most difficult decades, important secular change occurred that set the stage for an economic miracle beginning in the 40’s and 50’s.  This article provides wonderful historical perspective on our current economic environment. 

Read "The Depression: If Only Things Were That Good" from The New York Times.


The Euro was a political project meant to unite Europe after the Soviet collapse in a sphere of collective prosperity that would lead to greater federalism.  Instead, the Euro seems to pulling Europe apart.

Read "Euro, Meant to Unite Europe, Seems to be Ending it" from The New York Times.

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