Founder and Chair – LMFC
Vice Chair – LMFC
President and CEO – LMFC
President & CEO – The Bank of Holland
SVP of Shared Services - LMFC

Hear from the founder of Lake Michigan Financial Corporation, Rich Lievense, and his insight on what this blog encompasses.

There are some important new factors affecting our companies, region, and economy.  This concise summary is an interesting new view of the world.

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The attached article presents a very positive view of the future of the United States and is consistent with the themes of articles we have been presenting in the blog over the last year or so.  I hope you find it interesting and a confident message in a volatile world. 

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Instinctively we know that computers and technology have changed the way we live and work.  We also understand the globalization of manufacturing affects the availability of traditional middle class/blue collar jobs in this country.  The attached piece deals with this issue in a thoughtful and common sense manner.  

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Regular readers of this blog know we believe demographic factors have a larger impact on our economy and economic growth than many acknowledge.  Baby Boomers are on the downward slope of the consumer life cycle. Their spending habits have provided economic tailwinds since the 1960's.  Their impending decline in consumer spending will inevitably create some headwinds however; the real danger lies in an expectations gap - not the slower GDP growth.
The attached technical piece described demographic trends around the world and should be considered as we think about our growth options in the months and years ahead. 
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