Founder and Chair – LMFC
Vice Chair – LMFC
President and CEO – LMFC
President & CEO – The Bank of Holland
SVP of Shared Services - LMFC

Hear from the founder of Lake Michigan Financial Corporation, Rich Lievense, and his insight on what this blog encompasses.

The current fiscal problems and challenges affecting municipalities around the country have been well documented in the popular press.  The effect on specific cities will be dependent on local growth rates, traditional fiscal restraint, and flexibility shown by affected parties.  The problem is uncertain and complex but will certainly affect us all in years to come. 

Read Article "Broke Town, U.S.A." from The New York Times.

You have previously heard my thoughts about the long term effects on consumer spending caused by the Great Recession.  This article provides background statistics and thoughts for you to consider as you determine how your business will be affected. 

Read Article "The Power of the Post-Recession Consumer" from Strategy+Business.


Andy Kessler is a columnist with the Wall Street Journal whose new book “Eat People and Other Unapologetic Rules for Game-Changing Entrepreneurs”  takes a different and somewhat irreverent view of entrepreneurship today.  The book is an easy read and combines a new spin on some classic economic theories along with different ideas for the “new” economy.  I do not agree with all of his theories or conclusions and I doubt you will either.  But the book is thought provoking and gives a person of my generation a different perspective.  It’s worth the time and a fun read.


Check out “Eat People and Other Unapologetic Rules for Game-Changing Entrepreneurs” at or visit author Andy Kessler's website.

Yes we can, and do, compete effectively with other manufacturing countries around the world.  This short article cuts through the current media reports that manufacturing is dead in this country and reminds us of what we are doing right.  They conclude that the state of manufacturing in the United States is quite healthy.

Read More "Still Made in America: The Myth of Waning U.S. Manufacturing Prowess" from The Institutional Investor.

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